I don't know how realistic it is to think she will ask for a sixth year. We can't even get kids to redshirt for one year.
That depends on a lot of things: How she recovers from surgery, what her academic aspirations are and just how much she enjoys college life, to name a few. It's way to early to speculate about what she might choose to do, but she will probably have the option if she wants to take it.
She is eligible for a medical hardship. But the NCAA must grant it after her 5 years has been completed, I believe.
I had forgotten that Maddie got a redshirt last year. Are we sure of that? Heck, I can't remember. I'm getting far too old.
She took a redshirt last year. What now? Can she get an injury pass and not lose a year?
Get her Masters paid for and complete at OU sounds like a good thing.. unless the WNBA is calling.