well YOU may think the impact is whatever but it's not a matter of what YOU think. It's a matter of what they think. Unless you're merely pointing to the good feelings Trae gets from donating money. I've been working with the poor and homeless and mentally infirm for nearly 3 decades and after a ton of 341 bankruptcy hearings and thousands of criminal cases I can tell you that most of them have neither the time nor the inclination to be worried about their credit score. As I intimated earlier this effort is really just some window dressing that actually helps the secondary creditors more than anyone else. But you're welcome to think whatever you like. I just prefer the truth myself.
Exactly, it matters what the recipients think. Do you think the people who had their debt cleared had any relief/joy/gratitude because their debt was paid off?