Just because Rayford might be able to afford insurance doesn’t mean it makes sense for him to pay for it. Also, I’m sure Trae’s goals include the NBA as well as what happens at OU.
I don’t think he stays and I’m not going to try to talk myself into thinking he will. I hope he does based on purely selfish reasons. But really, the exercise is a waste of time. It’s not a situation where we don’t think it’s in his interest to leave.