Belmont really has no business getting in, but I wouldn't be totally surprised either. Their claim to fame is beating Lipscomb home and away, winning at UCLA (is that even good?) and at Murray St. (who had no business getting in either, if they lost in the finals). Belmont lost twice to Jax St. (yes, I know they were the 3rd best team in the OVC, but still). They lost at Wisc-GB. They also only had to play Murray St. once in conference. They also were 3-2 against Q3 and 17-0 (!) against Q4.
I'm all for giving the little guy a chance, and I know there's the "No one will play us" argument. But, it's the power conferences that won't play them. Go play New Mexico St., go play Temple, go play Toledo, go play Loyola-Chicago, those types of mid-majors more than once. I'm not saying the Indiana's or Ohio State's of the world should get in before the Belmont's, but what would they be if they played their schedule? 27-4? 26-5?
I think far too often we're guilty of seeing a Belmont at 25-6 and we say "How can they be left out with that record?!" And we see Indiana at 17-14 and instantly say "How can they put them in over Belmont?!" But what we don't do is look and see Belmont played 17 games against teams that no at-large team would possibly lose too, while Indiana swept Michigan St. and had four more Q1 wins. I think if we vet it out properly, it's the power conference teams with the modest records that are, for the most part, a lot more deserving than the mid-majors with the gaudy ones. And, conversely, it's only the "give the little guy a chance" mindset that would hold any water in this dicsussion, as opposed to the cold, hard facts.