Coolm, most of us would agree that Americans as a whole are doing a lousy job of self-management when it comes to making smart decisions on social distancing, wearing masks, etc. Unfortunately, hoping that people will apply some common sense is our only hope short of a vaccine. They tried keeping everyone locked in their homes, and it was a debacle from the outset. You can't tell people they have to pay bills with no possibility of generating income. It's simply nothing close to a viable solution.